Canada bond yields soar to highest level since July

3/20/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

Fixed rates likely to jump as Iran conflict and economic unease continue to push yields higher ... More

Tags: Bank of Canada Benchmark Rate, Fixed Rate Mortgages, Interest Rate Forecast, Mortgage Consumers, Mortgage Interest Costs, Mortgage Rate Forecast, Mortgage Rates Canada, Mortgage Renewals, Mortgage Trends

Mortgage stress starting to surface as Canada enters peak renewal cycle

3/17/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

Tags: Bank of Canada Benchmark Rate, Home Owners, Mortgage Arrears, Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Renewals, Mortgage Trends, Stress Test

Mortgage debt soars while starter homes get out of reach for many Canadians

2/24/2026 | Posted in Canada Living by Jessi Sandhu

Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows. ... More

Tags: Canada Living, Mortgage Arrears, Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Interest Costs, Mortgage Rates Canada, Mortgage Renewals

Here's how homeowners are coping with mortgage renewals in a choppy economy

2/13/2026 | Posted in Home Sellers by Jessi Sandhu

Rising delinquencies made renewal decisions far less forgiving ... More

Tags: Home Owners, Home Ownership, Mortgage Arrears, Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Interest Costs, Mortgage Renewals

Mortgage brokers share options for homeowners facing a mortgage non-renewal

2/12/2026 | Posted in Mortgage Advice by Jessi Sandhu

Getting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level. ... More

Tags: Home Owners, Mortgage Advice, Mortgage Consumers, Mortgage Debt, Mortgage Renewals

Variable-rate mortgages regain popularity as Morningstar flags rising risks

2/1/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

Morningstar DBRS says mortgage portfolios should hold up in 2026 despite a soft housing market, while warning that rising variable-rate use and Alt-A exposure are key areas to ... More

Tags: Bank of Canada Benchmark Rate, Canada Living, Canada Real Estate, Canadian Banks, Mortgage Renewals, Variable Rate Mortgages

What to expect from Canada's 2026 mortgage renewal wave

12/2/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

Will Canada see a renewal crisis next year, or can borrowers absorb the shock of higher rates? ... More

Tags: Canada Mortgage and Housing Corporation, Canadian Mortgage Market, Mortgage Consumers, Mortgage Rate Forecast, Mortgage Rates Canada, Mortgage Renewals, Variable Rate Mortgages

Rising mortgage costs put Canadian homeowners at risk

11/4/2025 | Posted in Home Owners by Jessi Sandhu

A growing number of Canadians could face difficulties making mortgage payments when they renew their loans this year and next, according to a new report. ... More

Tags: Home Owners, Mortgage Consumers, Mortgage Debt, Mortgage Renewals

60% of Canadians renewing mortgages could see payments go up by 2026

7/17/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

Most Canadian mortgage holders renewing their mortgages in 2025 or 2026 are likely to see an increase in their monthly payments, a recent report by the Bank of Canada says. ... More

Tags: Canadian Mortgage Market, Mortgage Consumers, Mortgage Rates Canada, Mortgage Renewals