What to expect from Canada's 2026 mortgage renewal wave
12/2/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Will Canada see a renewal crisis next year, or can borrowers absorb the shock of higher rates? ...
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Fixed-rate borrowers face up to 20% payment hikes at renewal, BoC warns
7/23/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Bank of Canada data shows fixed-rate borrowers face the steepest payment hikes this year and next, but not all mortgage holders are in the same boat ...
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Mortgage Digest: RBC expects no further BoC rate cuts
7/14/2025 | Posted in Interest Rates by Jessi Sandhu
Canada’s big banks are divided on how much further the Bank of Canada will cut, with RBC now saying the rate has likely bottomed, while others still expect more easing ...
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Fixed rates are creeping up - and variable-rate discounts are shrinking too
5/2/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu
Some of the lowest fixed mortgage rates have vanished in recent weeks, and lenders are quietly tightening up their variable-rate discounts too. ...
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Scotiabank now sees three Bank of Canada rate cuts in 2026
4/29/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Scotiabank has revised its interest rate forecast, now predicting the Bank of Canada will deliver three cuts in 2026 as the global economy feels the strain of escalating U.S. ...
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Fixed mortgage rates are falling, but variable rates remain stubbornly high
4/5/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu
In an unusual twist in Canada's mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both ...
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Economists react to the Bank of Canada's 25-bps rate cut: What's next for rates?
3/12/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu
The Bank of Canada cut its overnight rate by 25 basis points to 2.75%, its seventh straight cut. While expected, the move comes as the Bank tries to navigate economic uncertainty ...
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Canadian fixed mortgage rates are dropping as U.S. tariffs shake markets
2/3/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Canada’s 5-year bond yield has fallen to its lowest level since June 2022, following fresh concerns over economic uncertainty and global trade tensions. ...
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Housing and interest rate forecasts for 2025
12/30/2024 | Posted in Canadian Housing Market Predictions by Jessi Sandhu
As we reflect on 2024, it was a year of resilience and adjustment for Canada’s housing and mortgage market, marked by the Bank of Canada’s pivot to rate cuts after two ...
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The Big Banks are slashing their interest rate forecasts
8/8/2024 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
TD, CIBC and BMO have led the way with their revised forecasts, with all now expecting the Bank of Canada to cut interest rates faster and deeper over the next 16 months. ...
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BoC to cut interest rates on June 5, three further times this year: Poll
5/30/2024 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Bank of Canada will trim interest rates to 4.75% on June 5, according to three-quarters of economists in a Reuters poll which showed three further cuts this year, with the ...
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Is it time for aggressive rate cuts?
3/19/2024 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
'I hope they're not tepid,' says expert about BoC's upcoming decisions ...
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2024 housing market and interest rate forecasts
12/27/2023 | Posted in Mortgages and Real Estate by Jessi Sandhu
As we look back at the year that was, we can say 2023 was a year that tested the resilience of Canadian mortgage holders. And as we look forward, there’s optimism that 2024 ...
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