Jessi Sandhu - Your Brampton Real Estate Agent
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BoC to look for stronger signals before cutting rates as inflation holds steady

6/24/2025 | Posted in Canada Living by Jessi Sandhu

bank-of-canada-84.jpg - Real Estate News Economists weigh in on whether a summer rate cut could be on the table after latest inflation figures ... More


Interest rate cuts may be over, says RBC

6/17/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

business-report-ideas-275.jpg - Real Estate News New report challenges expectations for further rate reductions ... More


Canada just announced a tax cut and you could see more on your paycheque starting this summer

5/16/2025 | Posted in Financial Health by Jessi Sandhu

canadian-cash-money-503.jpg - Real Estate News Canadians are about to see a little more money in their pockets, thanks to a new federal tax cut aimed at the middle class. ... More


BoC cut now looks more likely as tariffs hit Canadian jobs

5/9/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

Bank-of-Canada-4.jpg - Real Estate News Unemployment jumped in April, strengthening the case for a June rate reduction ... More


Scotiabank now sees three Bank of Canada rate cuts in 2026

4/29/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

marketing-analysys-104.jpg - Real Estate News Scotiabank has revised its interest rate forecast, now predicting the Bank of Canada will deliver three cuts in 2026 as the global economy feels the strain of escalating U.S. ... More


BoC holds rate at 2.75%, outlines two paths for economy as trade tensions cloud outlook

4/16/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

bank-of-canada-governor-481.jpg - Real Estate News The Bank of Canada held its benchmark interest rate at 2.75% on Wednesday and unveiled two diverging scenarios for the economy, reflecting the unprecedented uncertainty triggered ... More


Canada housing starts slide unexpectedly

4/15/2025 | Posted in New Developments by Jessi Sandhu

housing-starts--new-developments-454.jpg - Real Estate News Housing supply crisis shows little sign of improving ... More


Canadian Housing Demand and Prices Slide Further in March

4/15/2025 | Posted in Canadian Housing Market by Jessi Sandhu

crea-news-18.jpg - Real Estate News Canadian home sales fell on a month-over-month basis once again in March 2025, as rising tariff turmoil and uncertainty is keeping home buyers on the sidelines. ... More


Canada's housing market braces for impact as a fresh wave of tariffs looms

4/1/2025 | Posted in Canadian Economy and Housing Market by Jessi Sandhu

financial-markets-report-272.jpg - Real Estate News The exposure of the Canadian economy to the US "clouds the entire picture for the housing market," says chief economist ... More


Further Bank of Canada cuts still likely in 2025 despite cautious language

3/25/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

laptop-research-453.jpg - Real Estate News The central bank is treading carefully on the question of lowering rates again, but it may have no other choice ... More


Canada's banking regulator considers alternative to mortgage stress test

3/11/2025 | Posted in Home Buyers by Jessi Sandhu

home-purchase-contract-441.jpg - Real Estate News Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks can ... More


Tariff Uncertainty Keeping Home Buyers on the Sidelines

3/17/2025 | Posted in Canadian Housing Market by Jessi Sandhu

crea-news-18.jpg - Real Estate News Canadian home sales fell sharply from January to February, as home buyers remained on the sidelines in the first full month of the ongoing trade war with the United States. ... More


Economists react to the Bank of Canada's 25-bps rate cut: What's next for rates?

3/12/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu

mortgage-rates---interest-rates-48.jpg - Real Estate News The Bank of Canada cut its overnight rate by 25 basis points to 2.75%, its seventh straight cut. While expected, the move comes as the Bank tries to navigate economic uncertainty ... More


Canadian fixed, variable mortgage rates could tumble in trade war

3/5/2025 | Posted in Interest Rates by Jessi Sandhu

us--canada-121.jpg - Real Estate News Trudeau says Trump is using the tariffs to destroy the Canadian economy and annex Canada as political leaders and economists weigh in on the growing crisis. As a result, the Bank ... More


New Listings Jump to Start 2025 as Tariff Uncertainty Weighs on Sales

2/18/2025 | Posted in Canadian Housing Market by Jessi Sandhu

crea-news-18.jpg - Real Estate News Canadian MLS® Systems posted a double-digit jump in new supply in January 2025 when compared to December 2024. At the same time, sales activity fell off at the end of the ... More


CMHC predicts home sales, prices to rebound in 2025, but tariff threat clouds outlook

2/5/2025 | Posted in Canadian Economy and Housing Market by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News Canada Mortgage and Housing Corp. is forecasting a rebound in home sales and prices this year as homebuyers take advantage of improved borrowing conditions, but says its outlook ... More


Are Canadian interest rates about to nosedive?

2/4/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

mortgage-rates---interest-rates-48.jpg - Real Estate News Tariffs are off the table for now – but both fixed and variable rates could still tumble ... More


Fourth Quarter Housing Data Hints at Home Sales Rebound for 2025

1/15/2025 | Posted in Canadian Housing Market by Jessi Sandhu

crea-news-18.jpg - Real Estate News With much of the early fall surge of supply having now been picked over, home sales activity recorded over Canadian MLS® Systems dipped in December 2024. ... More


Here's what economists expect the Bank of Canada to do in 2025

1/3/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

business-data-reporting-274.jpg - Real Estate News Economists at Canada’s major banks don’t expect interest rates to move quite as dramatically in 2025 as they did in 2024, but they still see various sources of drama ... More


Will it be easier or harder for Canadians to buy a home in 2025?

1/2/2025 | Posted in Canadian Housing Market by Jessi Sandhu

sold-home-for-sale-260.jpg - Real Estate News It’s been a rough few years for Canadians looking to break into home ownership as unaffordability issues persist across the country. ... More


Canadian Home Sales Edge Up Again Following Third Interest Rate Cut

10/15/2024 | Posted in Canadian Housing Market by Jessi Sandhu

crea-news-18.jpg - Real Estate News Following the Bank of Canada's third interest rate cut of the year, national home sales increased slightly in September compared to August. This follows a similar pattern of ... More


Feds launch mortgage refinancing program to boost secondary suites and ease housing crunch

10/8/2024 | Posted in Government and Regulation by Jessi Sandhu

ChrystiaFreeland-GovernmentofCanada-520.jpg - Real Estate News The federal government is rolling out another set of mortgage changes aimed at addressing the housing shortage, this time focusing on supporting the construction of secondary ... More


Canada's 'sluggish' housing market in recovery mode following interest rate cuts, Royal LePage forecast predicts

10/10/2024 | Posted in Canadian Housing Market Predictions by Jessi Sandhu

real-estate-information-249.jpg - Real Estate News Royal LePage’s latest housing market forecast predicts a real estate rebound that will see Canada’s “sluggish” markets in recovery mode by spring following ... More


Homeowners won't face mortgage stress test if renewing with new lender: OSFI

9/26/2024 | Posted in Home Owners by Jessi Sandhu

mortgages-475.jpg - Real Estate News Canada’s banking regulator is easing the burden on homeowners trying to switch their lender when renewing their mortgage by dropping the need to reapply the stress test. ... More


Canada Building Permits Surge in July, Far Exceeding Expectations

9/13/2024 | Posted in New Developments by Jessi Sandhu

new-construction-w-supervisors-285.jpg - Real Estate News The total value of building permits surged by 22.1% month-over-month to $12.39 billion in July 2024, far exceeding market expectations of a 2.5% increase, following an upwardly ... More


Bank of Canada to Start Jumbo Rate Cuts by December, CIBC Says

9/12/2024 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

financial-markets-report-272.jpg - Real Estate News One of the country’s biggest lenders says the Bank of Canada will accelerate the pace of monetary easing in order to stave off recession. ... More


Bank of Canada makes third rate cut in a row

9/4/2024 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

bank-of-canada-84.jpg - Real Estate News The Bank of Canada has cut its policy rate by a further 25 basis points in its September decision, marking a third consecutive move to bring rates lower. ... More


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